Has the current economy forced you to default on your home mortgage? 

The first step to resolving your situation is deciding to be proactive.  Better Homes Realty is here to help you with the negotiation of your short sale. 

A short sale is a way for homeowners who can no longer afford their mortgage payments to be relieved of their payments without the consequences of foreclosure or bankruptcy.

Unsure if you qualify for a short sale? Do you

-       Have difficulty covering your expenses each month?

-       Need to borrow money from other sources to pay your mortgage?

-       Owe more on your property than what you could sell if for? This includes real estate commission, closing costs, late payments, interest, etc.

-       Not have the money to cover the difference of what you could sell your house for and what you owe the bank?

-       Have difficulty understanding what your options are at this point?

Heres how Better Homes Realty can help you.

-       We will help to find a real estate agent that will fit your needs.  This agent will help list and sell your property.

-       We will assist you in gathering your financial information, contact your banks, and help you deal with any lawyers or mortgage insurance companies associated with your home

-       We will submit offers on your property, the financial information, and other supporting documents to your mortgage provider to negotiate the short sale of your property.  We coordinate with title companies, attorneys, mortgage insurance companies, and any other company associated with your case for the approval of your short sale.

For more information regarding short sales and what your options may be, please contact Better Homes Realty at (408) 448-5600.  Ask for our short sale department.